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Mortgage & finance consultants · Melbourne

Prudent advice. Personal service. A surprisingly modern apply button.

For three decades we have helped families secure home finance with dignity, patience, and a firm handshake. Today we also use a Quickli public link, because dignity includes not making you fill a PDF.

Hours: Tuesday–Thursday, 9:15am sharp. Closed for lunch 12:30–2:00.

From the desk of the Principal

A short letter, as is our custom

Dear prospective client,

We were established in 1987, which is to say we remember when an application arrived in a manila folder and nobody thought that unusual. We still believe in sitting across a table. We no longer believe in re-typing your life into a spreadsheet after you have already typed it once.

That is why the button on this website opens a proper fact find. Your answers land in a working scenario - not a reception tray - and if the listing changes, you update the same story rather than starting again. Mr Kelly was sceptical. He is less sceptical now.

Yours faithfully,

A. Keatinge, Principal

Read more about the firm →

Matters we attend to

  • Owner-occupied finance

    The family home, approached with due care and without shouting.

  • Investment lending

    Yield, serviceability, and a polite conversation about what “interest-only” actually means.

  • Refinancing

    If your rate is an embarrassment, we shall say so quietly, then fix it.

  • First home purchasers

    Schemes, grants, and the gentle correction of what a cousin told you at Christmas.

The full schedule of advice →

How an engagement proceeds

  1. I

    You begin the application

    The button on this site opens a modern fact find. We still call it “the papers,” out of habit.

  2. II

    It becomes a scenario

    Your story lands in the system we actually work in - not a side inbox. We model the deal from what you typed.

  3. III

    We write back

    Options, not a 40-email chain. If circumstances change, you amend the same fact find and it round-trips into the scenario. Nobody re-keys a payslip for sport.

Our approach, at slightly greater length →

From the correspondence file

“They still sent a letter. They also sent a link. I did not have to print anything. Five stars, if one is allowed to say so.”

- A client in Camberwell, 2024

Further kind words →

Begin your application

Same Quickli public link as the flashy sites - different coat of paint. Margaret will still print a copy for the file.

Keatinge & Kelly

Mortgage & finance consultants. Est. 1987. We still keep hours. We no longer keep a PDF on the reception desk.

Suite 2, Level 4, 41 Collins Street
Melbourne VIC 3000

2026 · Not a real firm · ACL: pending the invention of a better joke